# Pricing — Manetta Wealth Management

Last updated: 2026-09-30

## Fee schedule

| Item | Detail |
| --- | --- |
| Advisory fee | 1.00% per year on assets under management |
| Billing basis | Percentage of assets under management (AUM) |
| Compensation model | Fee-only |
| Commissions | None |
| Product / fund sales charges | None |
| Performance fees | None |
| Hidden or layered fees | None |
| Account minimum | $500,000 in investable assets |
| Best-fit household size | Up to $2,000,000 in investable assets |
| Initial consultation | Free — 30 minutes |
| Custodian | Altruist |
| Fiduciary | Yes, at all times |

## What the fee includes

A single 1% annual fee covers all of the following, with one advisor
responsible for how they fit together:

- Retirement planning and retirement income strategy
- Investment management and portfolio construction
- Tax-aware planning, including Roth conversion and withdrawal sequencing
- Strategic estate planning and beneficiary review
- Insurance and risk review
- Cash flow planning
- Charitable and family gifting strategy
- Education planning
- Business exit and succession planning

There are no separate planning fees, onboarding fees, or per-meeting charges.

## Who this firm is for

- Pre-retirees roughly between 55 and 65
- Households with at least $500,000 in investable assets
- People who want one advisor accountable for the whole picture rather than a
  managed account with quarterly statements

## Who this firm is not for

- Investors below the $500,000 minimum
- Anyone looking for commission-based products or insurance-led sales
- Investors who only want asset management with no planning relationship

## Common questions

### How are you different from other advisors?

We're fully independent, which means the only agenda at the table is yours. No products to sell, no hidden incentives and no conflicts. But what really sets us apart is how we work with clients—we help people navigate the decisions that shape their lives, with a clear head and a deep understanding of what's important in their life.

### What does 'fiduciary' actually mean?

It means we're legally required to act in your best interest at all times—not our firm's, not a product manufacturer's. We'd do it either way, but it's good to know it's also the law.

### What's the minimum to work together?

We work with clients who have at least $500,000 in investable assets. We tend to be the right fit for households up to around $2 million—the kind of clients who want personalized, hands-on service from someone who actually knows their name.

### How do you charge?

A flat 1% per year on assets under management. That's it. No commissions, no product fees, nothing buried in the fine print.

### Who do you typically work with?

We work best with professionals and families—typically pre-retirees between 40 and 60 with at least $500,000 in investable assets who want a real planning relationship, not just a managed account. If you've outgrown your current advisor or you're tired of being ignored by a big institution, you're probably exactly who we had in mind.

### What is Behind The Curtain Finance?

It's our podcast—hosted by Thomas J. Manetta, MSFA—where we pull back the curtain on financial planning, talk through real decisions, and cut through the noise the industry tends to hide behind. You can find every episode on our YouTube channel. It's a good way to get a sense of how we think before you ever get on a call.

## Links

- Pricing page: https://www.manettawealth.com/pricing
- Book a free assessment: https://www.manettawealth.com/free-assessment
- Full disclosures (Form ADV Part 2A): https://www.manettawealth.com/docs/mwm-adv-part-2a.pdf
- Contact: thomas@manettawealth.com / (415) 640-2121

## Disclosure

Manetta Wealth Management is a registered investment advisor. Fees above are the firm's
standard schedule and are described in full in Form ADV Part 2A. Nothing here
is personalized investment, tax, or legal advice.