Financial Planning For Executives Between 55 and 65 Coordinating the Decade Before Retirement.
Between 55 and 65, your tax, estate, and retirement decisions stop being separate. §72(t) distributions, Roth conversions, capital gains harvesting, Medicare timing, and Social Security claiming all share the same calendar, and most advisors solve them one at a time. I solve them together.
Trusted Partners:
You are worried, do I have all of this right?
You’ve been saving, investing, checking all the boxes. But you still have questions. Do I have everything in place? Have I set myself up and my family for long term success? I wish I could talk to someone that cared about me.
"My CPA, my attorney, and my advisor all give me good advice. Nobody's looking at the whole picture."
Most advisors treat the ten years before Medicare as two separate problems. I treat them as one coordinated decision: tax, estate, and retirement planned together, not handed to specialists in isolation.
"I have concentrated stock and equity comp. I don't know how to unwind it without a huge tax hit."
Concentration didn't build overnight, and it shouldn't unwind overnight either. Sequencing the exit across the decade (using low-bracket years, the 0% capital gains window, and coordinated tax timing) changes what it costs you.
"I don't know if I'm making the most of my last working decade before retirement."
§72(t) distributions, Roth conversions, IRMAA timing, and Social Security claiming all share the same calendar. Most advisors solve them one at a time, as you encounter them. That's usually too late for the first few.
Download Your Free Checklist.
Learn the 10 most important steps to prepare for retirement so you can move forward confidently with a plan that fits your life.
At Manetta Wealth, We’re All in on You.
We’ll handle the full picture—so you’re never left wondering if something’s been missed. One advisor, always in your corner.
Fiduciary Advice—Always.
We’re legally and ethically required to act in your best interest—not a bank’s or a product manufacturer’s. No commissions, no hidden incentives. Purely, relationship-driven advice.
Everything in One Place.
Through Altruist, all your financial data lives in one platform—investments, performance reporting, and planning tools working together. No more chasing information across accounts.
A Real Relationship.
We stay engaged on a far more regular basis—not just each quarter or when the market moves. You’ll always get an advisor who cares to know your name, your goals, and your current situation.
Get To Know Manetta Wealth Management.
Manetta Wealth Management is an independent, fee-only advisory firm based in San Francisco, California, built to serve executives and senior professionals between 55 and 66 who need their tax, estate, and retirement decisions coordinated, not handled one at a time.
Getting Started Is Easier Than You Think
We keep our process pretty straightforward. Here’s what working with us actually looks like—in just 3 simple steps.
- 01.Are We A Fit?
ROTH Conversations.
Let’s start with a conversation: Are you willing to start a process where you will never have RMD’s?
- 02.
Tax Free Income, For Life
Building an investment portfolio before 70 that yields tax free income for life starts in your 50’s. Let’s get started.
- 03.
Estate Planning for Family Legacy
Let’s review your entire family’s Estate Plan, not just yours. Let’s make sure everyone is protected in the way that you want them to be.
Don’t Take Our Word for It—Hear It From Them.
Ready to See If We’re a Fit?
Grab 30 minutes with us—we’ll talk through where you stand today, where you’d like to be, and together figure out if we’re the right fit for each other.