Family Financial Planning for Professionals and Families Ages 40 to 60
Family financial planning coordinates cash flow, insurance, savings, taxes, and estate decisions in one household plan. A guide for professionals and families ages 40 to 60.
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The Manetta Wealth Blog.
Insights on financial planning, tax strategy, estate decisions, and the stuff no one else is talking about.
Roth Conversions Before Retirement: Seven Decisions to Coordinate
How a Roth conversion interacts with tax brackets, ACA subsidies, IRMAA, Social Security, RMDs, state taxes, and surviving-spouse planning.
Asset Allocation by Age: A Guide for Pre-Retirees 55 to 65
A guide to asset allocation by age for adults 55 to 65, including common rules of thumb, the limits of glide paths, and the planning factors that shape an allocation.
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Family Financial Planning for Professionals and Families Ages 40 to 60
Family financial planning coordinates cash flow, insurance, savings, taxes, and estate decisions in one household plan. A guide for professionals and families ages 40 to 60.
Thomas J. Manetta, MSFAOctober 14, 2026Roth Conversions Before Retirement: Seven Decisions to Coordinate
How a Roth conversion interacts with tax brackets, ACA subsidies, IRMAA, Social Security, RMDs, state taxes, and surviving-spouse planning.
Thomas J. Manetta, MSFAOctober 13, 2026Asset Allocation by Age: A Guide for Pre-Retirees 55 to 65
A guide to asset allocation by age for adults 55 to 65, including common rules of thumb, the limits of glide paths, and the planning factors that shape an allocation.
Thomas J. Manetta, MSFASeptember 17, 2026Retirement Tax Planning: A Coordinated Approach for Ages 55 to 65
A guide to retirement tax planning for pre-retirees 55 to 65, covering withdrawal sequencing, Roth conversions, RMDs, and tax-efficient giving.
Thomas J. Manetta, MSFASeptember 2, 2026
Roth Conversion Strategy: How to Evaluate Timing, Taxes, and Trade-Offs
A practical Roth conversion strategy considers timing, current taxable income, future RMDs, Medicare premiums, cash flow, and estate goals.
Thomas J. Manetta, MSFAAugust 22, 2026
Your Estate Plan Isn't Done Until Your Heirs Understand It
Most estate plans fail in the handoff, not the drafting. The three things pre-retirees should check now: beneficiaries, the ten-year rule, and the handoff itself.
Thomas J. Manetta, MSFAAugust 15, 2026The Retirement Tax Trap Most 55-to-65-Year-Olds Don't See Coming
Your tax bill can rise after you stop working. How tax timing between 55 and 75 quietly decides how much of your retirement savings you actually keep.
Thomas J. Manetta, MSFAAugust 8, 2026
Financial Planning Priorities Before Retirement
A practical checklist for pre-retirees to turn financial goals into priorities, manage debt, prepare cash reserves, and coordinate taxes and estate planning.
Thomas J. Manetta, MSFAOctober 5, 2023
Retirement Planning Fundamentals for Your Final Working Years
A practical guide for pre-retirees ages 55 to 65 to coordinate retirement spending, investments, taxes, health coverage, and estate planning.
Thomas J. Manetta, MSFAOctober 4, 2023Ready to See If We’re a Fit?
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