Professionals & Families
You want to work with an advisor who gets your situation, thinks it through with you, and takes it as seriously as you do.
Pre-Retirees Between 40 and 60
You're thinking about the next chapter—you want a plan that holds up, built by someone who understands what's at stake.
Who've Outgrown the Big Institution
You're paying fees at a large institution, and nobody's talking to you. You're want an advisor who actually cares about you.
Here's What Happens Next—And What to Expect.
Our process is designed to keep financial planning simple and focused on what matters most.
Understanding What Matters.
We start with a conversation: talk about your family, your values, your goals, and the life you want. If it feels like a good fit, we'll move forward.
Make Sense of the Big Picture.
Pull everything together—investments, taxes, estate, risk—into one. Simplifying the complicated stuff so you know where you stand.
Build out a Thoughtful Plan.
We build a strategy around your finances and your goals—where what you have meets what you want, and we map out getting there.
Our Most Common Questions.
Here's what most people want to know before they reach out—answered straightforwardly.
How are you different from other advisors?
We're fully independent, which means the only agenda at the table is yours. No products to sell, no hidden incentives and no conflicts. But what really sets us apart is how we work with clients—we help people navigate the decisions that shape their lives, with a clear head and a deep understanding of what's important in their life.
What does 'fiduciary' actually mean?
It means we're legally required to act in your best interest at all times—not our firm's, not a product manufacturer's. We'd do it either way, but it's good to know it's also the law.
What's the minimum to work together?
We work with clients who have at least $500,000 in investable assets. We tend to be the right fit for households up to around $2 million—the kind of clients who want personalized, hands-on service from someone who actually knows their name.
How do you charge?
A flat 1% per year on assets under management. That's it. No commissions, no product fees, nothing buried in the fine print.
Who do you typically work with?
We work best with professionals and families—typically pre-retirees between 40 and 60 with at least $500,000 in investable assets who want a real planning relationship, not just a managed account. If you've outgrown your current advisor or you're tired of being ignored by a big institution, you're probably exactly who we had in mind.
What is Behind The Curtain Finance?
It's our podcast—hosted by Thomas Manetta—where we pull back the curtain on financial planning, talk through real decisions, and cut through the noise the industry tends to hide behind. You can find every episode on our YouTube channel. It's a good way to get a sense of how we think before you ever get on a call.
Pick a Time—We'll Take It From There.
Pick a time below that works for you. We'll talk about where you are, what you're working toward, and what the next steps might look like.